INSURANCE PLANNING

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Insurance is an important risk management tool that can protect you and your family from financial hardships caused by unfortunate events. We work with you to identify your risks and implement a cost-effective yet complete risk management program (Sampoorna Suraksha) that has been developed with your specific circumstances and requirements in mind.

It is advised to buy Insurance when it is not needed, because no Insurance company will issue Insurance cover when it is desperately needed. Life, Health, Critical Illness and Personal Accident covers are denied if one is diagnosed with major illness' like Cancer, Stroke, Heart Ailments, major Accident etc. Hence delaying or procrastinating insurance planning could be extremely counter productive to one's wealth creation journey. 

Our Insurance recommendations include Insurance For:

Life

Life insurance provides financial protection to the survivors of policyholder in case of his/her death during policy term.Anyone with financial dependents should buy a Life insurance policy. This includes married couples, parents, young professionals, SIP investors and in some cases, even retirees.

Health

Health Insurance covers potential expense of hospitalization due to health issues. Health costs are increasing at a rapid speed. Hence health insurance for family and elderly parents becomes essential part of financial plan. Buying personal health insurance while you are fit and ensuring its continuity it extremely important.

Personal Accident Insurance

Accidents come uninvited and they can unsettle your life and those of your loved ones. A little planning can protect your wealth from being eroded because of such unforeseen incidents. Personal Accidental Plan covers you and your family for Accidental death, Permanent Disability and temporary Disablement.

Critical Illness

You may think that death is the biggest risk you will ever face in life. Unfortunately, a Critical Illness is a much bigger risk. Critical Illness cover provides a lump-sum payment if the policyholder is diagnosed with a serious health related condition like: Angioplasty, Cancer, Heart Attack, Kidney failure, Lung Disease, Liver Disease, etc.

Motor

Motor insurance is compulsory by law which compensates or indemnifies the owner of vehicle against any liabilities incurred due to accident caused by his vehicle. It also covers damages to vehicle based on the policy rules and conditions.

Travel

Your family enjoys cover from expenses incurred due to hospitalisation, doctor’s consultation, ambulance services, treatment charges and pre and post hospitalisation expenses.